At AAP Finance Brokers, our approach is simple:

We care about helping clients make confident finance decisions. Whether you are buying a home, refinancing, investing, purchasing equipment, arranging commercial finance or reviewing your current lending position, our team is here to provide practical guidance and personalised support.

As an Australian boutique finance broking firm headquartered in Erina on the NSW Central Coast, AAP Finance Brokers works with clients across Australia. Our services include residential mortgages, commercial property loans, equipment leasing and SMSF borrowings.

Advice with access to a broad lender network

We’re able to compare loan options from more than 50 residential lenders and act with our clients’ best interests at the centre of the process. For commercial lending, our team can also access solutions through mainstream and private lender networks, helping clients explore options that suit more complex finance needs.

Founded in 2016, AAP Finance Brokers has grown into a network of qualified partner brokers across regional and metropolitan locations, including the Central Coast, Sydney, Wollongong, Bathurst, Tamworth and the Snowy Monaro region.

Welcoming new clients in Queensland

We are pleased to announce that AAP Finance Brokers has recently acquired a mortgage client book covering the Sunshine Coast region of Queensland, following Kate Muir’s decision to retire from the industry after more than 10 years of service.

We warmly welcome our Queensland clients to AAP Finance Brokers and reassure you that there are no changes to your existing lending arrangements. As part of our commitment to the southeast Queensland region, we are establishing a representative presence in Caloundra, with plans for a future office on the Gold Coast.

Why now is a good time to review your finance

With ongoing changes in the lending environment and the potential for future interest rate movements, many borrowers may benefit from reviewing their current finance position. A loan health check can help identify whether your existing loan remains competitive, whether your needs have changed, or whether there may be better options available.

As part of our standard service offering, AAP Finance Brokers provides complimentary loan health checks and welcomes conversations with clients about their lending needs at no cost.

Meet the people behind AAP Finance Brokers

As we welcome new clients and continue to grow our presence across Australia, it is also a great opportunity to introduce some of the people who make AAP Finance Brokers who we are today.

Tony Haworth – Founder, Partner and Finance Broker

Tony Haworth Mortgage Broker Central CoastTony Haworth brings extensive experience across commercial, residential and risk banking, with a career that began in 1985. His work has taken him across Australia, the Cook Islands, Indonesia, Vietnam and Hong Kong, including senior regional management roles with ANZ Bank. These roles gave Tony detailed insight into Asian, European and US markets, which now informs the advice and perspective he brings to clients.

Outside finance, Tony is active in local tennis and volunteers his time on both the Gosford and regional tennis committees.

Ben Butler – Our newest Intern Broker

Ben Butler is a Gold Coast-based finance professional with a background in business, customer service and sport. Originally from Inverell, NSW, Ben joined AAP Finance Brokers in 2026 to continue learning and building his career in finance while completing his Diploma of Finance and Mortgage Broking.

Before moving into finance broking, Ben studied in Indiana in the United States and completed a Bachelor of Business and Enterprise at Southern Cross University. He is passionate about helping clients find finance solutions that suit their needs. Ben’s sporting interests include golf, and alongside his studies he also works at the Palm Meadows Golf Course Pro Shop.

Ready to review your loan?

If you would like to discuss your current loan, explore refinancing options or understand what finance solutions may be available to you, the team at AAP Finance Brokers is ready to help.

Speak to AAP Finance Brokers, Central Coast

We welcome your enquiries.

📞 1300 141 453 🌐 aapfinancebrokers.com.au

We care, to ensure you get the best loan.

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