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On the Central Coast, Erina, Terrigal
and from Newcastle to Sydney.

AAP Finance Brokers in Erina, Central Coast NSW

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Our professional Finance Broker team are all locals to our Central Coast NSW region. We are here to help you with your finance needs, including home mortgages, personal, commercial and business lending.

Our Brokers:
Tony Haworth: +61 417 087 187
Lisa Holt: +61 404 885 306
Anthony Ryan: +61 405 176 182
Brett Robson: +61 456 727 851

Opening Hours: Mon.-Fri. 8:30 am to 5:30 pm Sat. 8:30 am to 11 am

AAP Finance Brokers: Mortgages Erina / Central Coast & Commercial Finance5.0 Based on 72 reviews fromSee all reviews review us on ★★★★★ If you are in search of a new home loan or looking to refinance your existing one, then look no further! I wholeheartedly recommend Brett Robson for his exceptional professional service. Brett has been an invaluable partner throughout our journey of refinancing our home loan. He adeptly stepped into our shoes, comprehending our needs with precision. His advice and solutions were exemplary, precisely addressing our concerns regarding our home loans.Brett remained dedicated to our case from start to finish, ensuring that we could easily reach out to him whenever needed. Communication with Brett was consistently excellent. He consistently went above and beyond to address every issue and concern we had regarding our loans. We cannot express enough gratitude to him for guiding us over the finish line! We are thoroughly impressed with Brett's service and extremely content with our new loans! Thank you Brett 🙂Fai TinFai Tin ★★★★★ Thank you Brett for making our refinancing experience easy and quick.Rachel LeeRachel Lee ★★★★★ Brett helped me refinance effortlessly. He made a stressful process very easy, was always available, and took me through the whole thing positively.Sandip AnandSandip Anand ★★★★★ Brett helped us buy our first home and we had nothing but a positive experience. The process was seamless from start to finish, he got quick results for us through the pre approval to formal approval process, and sought the best possible option for our current situation in terms of banks, loans, interest rates etc. Brett was easily contactable via phone and email and always happy to help with any questions or concerns we had, and explained everything in language that we could understand. Thanks again Brett for helping us buy our first home!lauren horsnelllauren horsnell ★★★★★ Brett was great to deal with! Experience, positive attitude and flexible communication which made the process easy even from interstate. Everything we were looking for in a broker. Highly recommended.Kevin RenardKevin Renard ★★★★★ Recommending Lisa from AAP Finance Brokers would be an absolute privilege for me to do. For me, anything to do with finances is confusing at the best of times. When we entertained the idea to refinance our home nothing could have been more scarier and confusing. We were recommended Lisa and AAP by our accountant and I could not be more thankful for the recommendation. Lisa explained the process with great clarity from beginning to end and that is how the transaction proceeded to completion. With help from todays technology we were able to complete the refinance from our own home with meticulous organisation from Lisa. If you are looking to refinance or need a home loan , do yourself a favour and take the stress and confusion out of your life by letting Lisa organise the transaction. She will be able to give you multiple choices and can be trusted. Having someone like Lisa in your corner will take the stress out and let you enjoy the experience knowing that you have someone with great knowledge and trust running the show for you. Les SpeerinLeslieLeslie ★★★★★ Having been a client of AAP Finance for some time now, I can confidently say they are a great team to have on your side. From scoping the market to find the most suitable product & lender, to keeping you well informed every step of the way, I have found their commitment and customer service second to none. A big thank you to Tony & Lisa.Response from the ownerThanks Grant, we very much appreciate you being a loyal client of ours. Regards Tony Grant McNameeGrant McNamee ★★★★★ Tony and Lisa were fabulous in my recent arrangement to secure finance.The entire process from our first meeting until settlement has been seamless.I highly recommend AAP Finance Brokers, I now know exactly where to go for excellent, honest and professional advice in regards to applying for finance in the future.Thank you so much Tony & Lisa 😉Response from the ownerThank you Lea, we very much appreciate your kind comments. All the best Tony. Lea TurnerLea Turner ★★★★★ Tony was incredibly friendly, super helpful, and he or his team were always available whenever I had questions. They explained everything patiently and made the whole process stress-free. It was refreshing to work with someone so approachable and knowledgeable in the world of finance. Five stars for their excellent support and expertise!Kate BeveridgeKate Beveridge ★★★★★ 10/10 experience for usResponse from the ownerThanks Jaime, much appreciated. Regards Tony Jaime BeveridgeJaime Beveridge ★★★★★ Amazing service, always available and provided the best outcome for us.VinayVinay ★★★★★ Anthony was a pleasure to deal with from start to finish. Always very responsive and explained everything well. Would definitely highly recommend using Anthony to anyone looking for a mortgage broker.Simon GraySimon Gray ★★★★★ As a first-time homebuyer, the thought of navigating the home loan process was daunting. However, Tony and his team turned it into a manageable and even enjoyable journey. They were patient, professional, and exceptionally clear in their communications.Every question was answered, and we felt supported every step of the way. Tony's guidance was not only helpful but also made the complex process seem much more approachable.I wholeheartedly recommend Tony and his team to anyone, especially first home buyers, for their dedication and expert assistance in home buying.Response from the ownerThanks Vic, I just love seeing clients like you and Noor getting into your first home. Congratulations and thank you for being great clients. Vic PhuVic Phu ★★★★★ Lisa has been professional, informative and responsive in a rather stressful environment of rate increases. Her personal approach to her customers is outstanding as is her advice providing her customers with the best options. She has saved me money at a much needed time. No hesitation in recommending her. Thanks LisaKylie BrownKylie Brown ★★★★★ We are super happy with the advice and support Brett Robson provided for us. He was lovely to work with and took time to understand our needs. He supported us and kept us fully informed throughout the refinancing process. His communication was outstanding- we are very happy with our new home loan, which is saving us money. Wish we could rate him higher- we are very happy customers and recommend him highly.Tracey McKeownTracey McKeown ★★★★★ I had the pleasure of working with Brett, for our recent refinancing. I cannot express enough how impressed I am with his exceptional service, attention to detail, and his ability to secure us a significantly better interest rate, along with some extra perks.From the very beginning, Brett's expertise and knowledge in the mortgage industry were evident. He took the time to thoroughly understand our needs and financial goals, ensuring that the refinancing process would align perfectly with our expectations. His personalized approach made us feel truly valued as clients.Throughout the refinancing process, Brett's consistent communication was impressive. He provided regular updates, promptly answered all of our questions, and guided us step-by-step, ensuring we were well-informed and comfortable with each decision.Without hesitation, I highly recommend Brett to anyone seeking a mortgage broker. Thank you, Brett, for your outstanding service and for helping us secure a better financial future.Aly AndersonAly Anderson ★★★★★ Brett Robson has been such an amazing help to us. Highly recommend!Shay SpencerShay Spencer ★★★★★ Initial enquiries were quickly followed up. Excellent communication and easy online application. Brett Robson was always quick to respond to any questions and led us to a very good product. Would not hesitate to recommend Brett Robson to anyone needing a loan.Brett McKeownBrett McKeown ★★★★★ Brett and the team provided us with an excellent service. Very responsive, clear and easy to understand communications and really helpful throughout. I have recommended Brett to other friends of mine who are looking for mortgage advice.Thomas WilliamsThomas Williams ★★★★★ Three years ago, my wife and i had started this journey with Tony as our broker. He has been amazing in every which way in his professionalism in helping us through the process in preparing to buy our first home. And Tony has also help us in refinancing. And what a success easy and caring process it has been.Thank you Tony.junzjunz ★★★★★ Tony and the crew at AAP Finance Brokers have been looking after both our commercial & personal financial requirements for, equipment finance, home loans & other specialised financing for several years now & we can highly recommend them, we have found they have a solution for every request we have sent them & have got the job done every time, with no unnecessary fuss.Mark CummingMark Cumming ★★★★★ Thanks Tony for great service over the years. Always very fast to respond too.L XuL Xu ★★★★★ Very helpful. Tony will bend over backwards for you.Response from the ownerThanks Lawson, I hope you are enjoying your new home. Thanks for supporting us. Regards Tony Lawson NuthallLawson Nuthall ★★★★★ Tony and his team were a recommendation from a friend of ours, we used AAP to buy our first home a few years ago. They were brilliant. They supported us every step of the way along our first home buying journey. We are currently using them again to refinance our home loan and borrow a little extra, as we have just come off a very low interest rate. Happy to say Tony has managed to secure us a better rate then we could have done on our own. I highly recommend them and will continue to use them long into the future.Response from the ownerThanks Kim, Thanks Kim, its very kind of you to let us know, and we value you supporting our business. Regards Tony Kim AndersonKim Anderson ★★★★★ fantastice team love working with themeli oreneli oren ★★★★★ Thank you so much Anthony for helping us in refinancing our loan! It was such an easy process where you did all the hard work in working out the best loan options for us whilst we were busy working!You went out of the way in assisting us with everything that we needed from start to end.Your prompt responses to all our queries and your outstanding customer service was second to none! I will definitely be recommending your business to all my friends, family and colleagues. And will surely be coming back to you in future with my financial queries.It’s very rare to find people like you and the service you provided in the business that you’re into!Thank you so much!NAB887NAB887 ★★★★★ Tony was fantastic every step on the journey to helping us get into a new home.Mark RuddMark Rudd ★★★★★ Kind, responsive and explained things many times to us as first time home buyers. Very grateful and highly recommend.Bumbee DeeBumbee Dee ★★★★★ Tony & his teams are amazing. Not only efficient, knowledgeable and professional. Particularly when the time under great stress to dealing with the Sales Agent, Tony gave a correct and professional advice rather than just take the risk. I highly recommend to approach them to seeking mortgage advice.Eliza ChanEliza Chan ★★★★★ Tony was an absolute pleasure to work with and really knows his craft. We will definitely be using him again and would have no hesitation in recommending him to anybody who needs finance.Meredith HolmesMeredith Holmes ★★★★★ Very good feedback, they are very easy to approach ,easy to communicate and had been very helpful to us. I’m happy to refer them to someone in near future. Thumbs up. CheersTata NealTata Neal ★★★★★ Tony and his team provide great service and have helped us on numerous occasions.I would be surprised if you can find a better broker on the Coast.mark hoodmark hood ★★★★★ We required additional funds for expenses related to our new home, particularly landscaping.Tony was very helpful in providing advice regarding the options available to us and in arranging a bank loan to cover our expenses.We would recommend Tony to anyone wishing to obtain finances for any purpose.Robert DayRobert Day ★★★★★ Tony was excellent to work with, completely took the hassle out of refinancing at no cost to us (except a savings in interest!).Florence ThrushFlorence Thrush ★★★★★ Great Service. I have used AAP a few times to help secure loans and refinance existing loans. Tony was always very hands on keeping us in the loop and making sure everything was running smoothly and made sure we were looked after properly, always making sure we knew exactly what was happening throughout the entire process. I couldn't recommend these guys enough.Matt LyonsMatt Lyons ★★★★★ Tony and Lisa were helpful and were able to sources reduction in my interest rate for which I am very grateful.Service was awesome!merran hansfordmerran hansford ★★★★★ great service, quick responses. Managed to negotiate the reduction of my interest rate with the bank.Anton GorlinAnton Gorlin ★★★★★ My accountant recommended Tony and Im go glad he did, he's helped me more than once. I've also been happy to refer 4 friends his way, as he made the daunting process so much easier with great advise, i knew he had my back and was offering me the best loan options on the market for my needs.Shelley CarsonShelley Carson ★★★★★ todd martintodd martin ★★★★★ Tony and his team were absolutely fantastic to deal with. I couldn't recommend AAP Finical Brokers any higher, professionals in every aspect of their business, positive and they get the job done. Thanks TeamBrent ThoroughgoodBrent Thoroughgood ★★★★★ For a number of years now Tony and the Team at AAP have been our preferred provider of broker services for our clients, and they always say they receive nothing short of exceptional quality service throughout the whole process. From start to finish we receive fantastic feedback about not only the great results, but how the service is provided, which is exactly what we want for our business and our trusted clients. Would recommend Tony and AAP for any broker services they need.David O'Brien and Associates (Accountants)daviddavid ★★★★★ Tony Haworth came highly recommended to us for a major expansion -(the finance required for our business). Our requirements were complicated and 3 fold and Tony did not hesitate in spending the time with us needed to reach the best possible outcome. Tony collaborated with us and the financial institutions using his expertise and contacts making the transactions personal and not just an algorithm and bank forms. By doing this he established exactly what we needed and leaving us with the ongoing support of the financial institution for our business. We were so pleased with the great job done for us that Tony has now organised finance for 2 of our adult children into their homes which also was accomplished without any problems thanks to his expertise. We cannot recommend this company highly enough and will be ongoing customers from this time forward. Thank you again Tony and AAP Finance BrokersSIMONE CUMMINGSIMONE CUMMING ★★★★★ Anthony and Tony are always available on the phone and happy to help with any questions. They really worked hard to get the best deal for us.AlisonAlison ★★★★★ Tony and the team have done a great job supporting me and getting the best home loan deal for me and acting proactively to keep the bank on track getting the fairest deal for me. Great job.Graham CarsonGraham Carson ★★★★★ Tony is a whizz. He knows volumes and has directed us to the financial organisations we have needed. I am happy to commend him to you with your financial questions.Norman HunterNorman Hunter ★★★★★ Tony and the team at AAP have been nothing short of amazing to both myself and my wife. They helped us with the purchase of our very first home and have been still been in contact and helping us along the way through the current climate via email or video call as we now live in the far north coast. HighlyHighly recommend to anyone best brokerage on the central coast.Josh ClarkJosh Clark ★★★★★ Very professional broker and very personalised service, highly recommendedJohn KongJohn Kong ★★★★★ I was incredibly impressed with the service from Tony, he really knows his industry. Just getting a loan from anyone, wasn't enough for me. I wanted a person that took the time to understand me and my position and he did this with friendliness and professionalism and a sense of relatability that was critical to my position. Thanks a million Tony, you were third time lucky and so was I !!Samantha HeadlandSamantha Headland ★★★★★ The whole team at AAP Finance Brokers at Erina/Central Coast are professional from start to finish. Their years of experience in financing and refinancing from residential and commercial properties, I would rate them the best in their field. Thank you for saving us money.Jackie de VivoJackie de Vivo ★★★★★ Tony and Lisa were fantastic is assisting us to secure not only our original mortgage but also our refinance. Tony was always available and willing to answer any questions- and we had plenty! They're approachable, professional, friendly and excellent at what they do. We couldn't be happier with the service we received. We would highly recommend AAP Finance Brokers.Matthew FordMatthew Fordjs_loader

We care, to ensure you get the best loan.

Meet our Mortgage Broker Team based in Erina NSW

Tony Haworth Mortgage Broker Central Coast

Tony Haworth

Partner, Finance Broker

Tony brings an extensive commercial, residential and risk banking background, that commenced in 1985, and has since led him to work across 5 country’s including Australia, Cook Islands, Indonesia, Vietnam, and Hong Kong. Over this time he has undertaken several senior management regional roles for ANZ Bank that allowed him to gain valuable detailed insights into the Asian, European, and US markets. Tony is active in local tennis and is involved in volunteering his time on both the Gosford and Regional tennis committees.

Lisa Holt Mortgage Broker Central Coast

Lisa Holt

Partner, Finance Broker

Lisa has over 29 years’ experience in the Real Estate Industry on the Central Coast. She has a Diploma in Business and has been a Licensed Real Estate Agent. Her extensive experience in Residential and Commercial Leasing, Office Management and Real Estate Sales is a great asset to the team. Lisa commenced with AAP Finance Brokers in October 2016 and has worked as the groups business admin manager since this time. Lisa and her family play local soccer and netball while also an active committee member for both sports.

Anthony Ryan

Partner, Finance Broker

Anthony has joined AAP Finance Brokers after over 16 years’ experience in small to medium enterprise. Anthony brings with him extensive experience in both commercial and residential lending. He is an astute property investor who is knowledgeable about Asset finance and Self-Managed Superannuation Funds. Anthony is passionate about ensuring his clients receive a tailored product that best suits their needs.

Brett Robson Mortgage Broker Central Coast NSW Erina

Brett Robson

Finance Broker

Brett joined AAP after a 35-year career in banking, the last 25 years of which have been based on the Central Coast where he developed a loyal following of clients from his role as a home loan manager. The last 6 years saw Brett move into business banking roles where he was looking after a portfolio of business clients as both a Business Banking and Relationship Manager. Brett has an extensive network on the Central Coast and is passionate about ensuring that his clients receive first class service.

Tania Harrison mortgage broker central coast

Tania Harrison

Broker Analyst

Tania joins AAP Finance Brokers as our Broker Analyst, after a 34 Year career with ANZ Bank. She has lived on the Central Coast for over 37 years. The last 28 Years has been in the commercial banking arm of ANZ, assisting business owners with their ongoing commercial and personal finance requirements. Tania most recently specialised in Asset and Equipment finance and loves seeing customers securing new assets to assist their business needs. Tania has a passion for helping customers navigate their way through finance applications and processes.

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