top 5 NSW Finalist for Best Mortgage Broker NSW

Best Regional NSW Mortgage Broker 2024 AFG Excellence Awards

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On the Central Coast, Erina, Terrigal
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AAP Finance Brokers in Erina, Central Coast NSW

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Our professional Finance Broker team are all locals to our Central Coast NSW region. We are here to help you with your finance needs, including home mortgages, personal, commercial and business lending.

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Our Brokers:
Tony Haworth: +61 417 087 187
Lisa Holt: +61 404 885 306
Anthony Ryan: +61 405 176 182
Brett Robson: +61 456 727 851

Opening Hours: Mon.-Fri. 8:30 am to 5:30 pm Sat. 8:30 am to 11 am

AAP Finance Brokers: Mortgages Erina / Central Coast & Commercial Finance

5.0

Based on 104 reviews

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Murray Arnison

Best customer service, products, never anything too hard

Response from the owner: Thank you for your review Murray about our Finance Broker services.

Barry Richardson

I highly recommend Tony Haworth and AAP Finance Brokers. We recently used their services and they were tremendous. Thoroughly professional at every stage.

Response from the owner: Thanks Barry for your kind words. Regards Tony

Leila Blades

Lisa was fantastic! Quick responses and so informative and ensured we got the best possible finance to suit our needs. We will always be using Lisa for all of our finance needs. If I could give more stars I would but she is phenomenal!

Response from the owner: Thank you for your review Leila and your feedback about Lisa's finance brokering services from our Erina office. It is our pleasure to assist with your finance needs and get you the loan most suited for you.

Victa P

Absolute legend! Tony from AAP Finance Brokers went above and beyond by proactively reaching out to our bank to get us a better home loan rate - without us even asking! Saved us nearly $700 a year just like that. Love dealing with someone who's actually looking out for their clients even after everything's sorted. Proper Aussie service that makes life easier. Highly recommend! 👍

Response from the owner: Thanks for your review Victa, it is our pleasure to keep you informed on better loan offers and refinance opportunities that benefit you!

Lisen Farseer

Lisa Holt made my mortgage process seamless and positive. Her transparency, responsiveness, and dedication ensured I felt informed and supported every step of the way.

Response from the owner: Thank you Lisen for your review. Your feedback about our finance broker services is important to us because our aim is to consistently improve. Happy to help you Lisen.

Renae Cumming

Tony worked hard to get us our loan for our home, which wasn't easy. Then after our loans were matured and on variable rates, he negotiated a lower interest rate without even being asked.Thanks Tony!

Response from the owner: Thanks for taking the time to share your experience of Tony's finance broker services you received. We are so glad you were able to get the loan you wanted and that was best suited to your circumstances.

Tim Cook

Response from the owner: Thanks for your review Tim.

David Freers

Great operator and highly recommended...

Response from the owner: Thank you David for your review. It is our pleasure to help you with your finance needs in finding the best loan for you.

John Maloney

Great service !

Response from the owner: Thanks John, appreciate your comments. Regards Tony

Daniel Dasilva

It has been an absolute pleasure working with AAP brokers.Tony assisted us with refinancing our loans which were a mix of both personal, business and commercial lending. Tony's help with navigating the complexities of these loans was invaluable and his tenacity in achieving a great outcome for us quite remarkable. I have also really enjoyed our time working together as he is just a great guy to deal with. I would highly recommend AAP to anyone; I cannot speak highly enough.Thank you, Tony and team!

Response from the owner: Thanks Daniel for your kind words. Its been great working with you and thank you for your patience in working through the refinance. Banks don't make this easy for any business owner such as yours. I look forward to continuing to work with you in the future. Cheers Tony

Ellyn Barclay

⭐️⭐️⭐️⭐️⭐️I can't say enough good things about our experience with Tony at AAP Finance Brokers. As first-time homebuyers, we were a bit overwhelmed, but Tony made the entire mortgage process smooth and stress-free. From the very beginning, he was incredibly knowledgeable, patient, and easy to work with.Tony took the time to explain everything in detail, answering all our questions and guiding us through each step. We really felt supported throughout the entire journey. Thanks to Tony, we are now proud homeowners!If you're looking for a mortgage broker who genuinely cares about their clients, look no further. Highly recommend!

Response from the owner: Thanks Ellyn, we really appreciate and value your comments. I hope you and Jey are enjoying your new home. Lind Regards Tony

Sarah Swaisland

How lucky were we to be introduced to Brett Robson! His patience in guiding us through the maze and confusion that is 'money' was above and beyond. Thanks to Brett we have now stabilised our debt and are on our way to saving!

Nathan Healey

It was a pleasure working with Tony and his team to secure our home loan!

Aaron Ryan

Brett was open and honest from the very start, which made us feel very comfortable. He guided us throughout the entire process and was always willing to answer all of our questions. Even the silly, nervous, confused ones, it was never an inconvenience for him! Thank you Brett! We are very happy customers 🙂

riley courtney

Very friendly and efficient, highly recommend tony and his team, will be definitely working with tony again in the future

Response from the owner: Thanks Riley, we hope you and Alyssa are enjoying your first home.

Kim Murray

Knoweldgeable, professional, efficient, and great communication at all times during the whole process. An absolute pleasure to work with, making the whole purchasing process effortless and stressless. I would highly recommend Lisa and her team to anyone looking for a mortgage broker company.

Allison Cremen

Brett was exceptional in handling our application which made it seamless and stress free for us.

Ömer Can Şirikçi

We recently had the pleasure of working with Tony and Tania from AAP Finance Brokers for a loan for our Self-Managed Super Fund. The process was quite complex and involved numerous interactions between different parties, but Tony and Tania went above and beyond to make it as smooth and stress-free as possible. Their expertise, dedication, and exceptional communication skills ensured everything stayed on track, and they kept us informed every step of the way. We are extremely satisfied with their service and highly recommend AAP Finance Brokers to anyone looking for professional, reliable, and friendly financial advice and support. Thank you, Tony and Tania, for making a complicated process feel effortless!

Response from the owner: Thanks Omer, we value and appreciate your comments.

Sienna Jones

We have used Tony for many years and he has never failed to impress with his customer service. It has always been a smooth process with a great result - We would recommend Tony and AAP Finance Brokers every time.My wife loved Tony's thoughts of why reduce the mortgage when you have been successful so far - Borrow more I say -Thanks TonyCheers Ian and Melissa

Torquil Macleod

Tony and Tania went to great lengths to get our refinancing approved. Their communication and tenacity to get us the package that best suited us was fantastic. Being a sole trader can often be a massive drama when dealing with the banks. But Tony and Tania experience and knowledge made it a very positive process. Highly recommend them to anyone looking to refinance.

Response from the owner: Thanks Torquil for your comments. I agree a business owner trying to navigate the finance world is daunting and not necessarily the best deal. Interest costs alone are one of the biggest expenses a business can have in their P&L. So we appreciate the comments raised. Regards Tony

Steve Read

Etienne de Kock

Excellent service. Made buying our first home so easy. Tony and the team were there every step of the way.

Response from the owner: Thanks Etienne, we hope you and Alice are enjoying your first few nights in your new home. Regards Tony

Michelle Garden

Thanks Tony for an stress-free refinancing experience!

Samantha Headland

Tony is only ever a phone call away when it comes to my home loan, and what it all means if I have any questions. I have had my loan with AAP for 12 months now, and it's always great for me to know that I can leave things with Tony and he's working in the background to make sure all is still working the way it should. Thank you to Tony and his staff - friendly and professional!

Greg Raffell

Nice guys quality info great service

Christeen Eyre

Huge thanks to Tony and the team at AAP finance Erina, our SMSF loan was a great experience, the team compliment each other well.Thanks for everythingChris and Steve

Fred Smith

They get the best mortgage rates and provide the best service that we have experienced while here in Australia over the last 12 years… No bank or other mortgage broker has provided this level of service and value

Response from the owner: Thanks Fred, much appreciated. Tony

Lisa Bernauer

Wow - Tony and Tania were just amazing at their super fast turnaround of our home loan approval within a matter of days. Their communication and helpfulness was so reassuring at what could have been a stressful time. I can not thank or recommend AAP Erina enough. Lisa & David

Response from the owner: Thanks Lisa appreciate your review and hope all goes well for your new property.

Michael Lowbridge

Tony (ably assisted by Tania) was helpful in providing a good solution to our finance needs. Tony took the time to listen and understand our circumstance and was patient with us as we navigated some other time pressures prior to finalising the refinance process.A positive experience!

Aimee Wall

Brett really went above and beyond. Very grateful for his assistance!

Response from the owner: Thank you Aimee for your review about our Finance Broker, Brett. He loves to help people with their home loans and finance needs!

Jay Barkess

Lisa is so friendly and always happy to help, a great experience.

Response from the owner: Jay we appreciate your review and feedback about your experience with Lisa, one of our mortgage brokers here at AAP Finance Brokers. It is our pleasure to assist.

Brooke West

I couldn’t recommend a more dedicated and knowledgeable mortgage broker. Brett was very helpful and motivating throughout the process of the purchase of my new home.

Response from the owner: Brooke, thank you for your review of Brett, one of our mortgage brokers. It is our pleasure to help you with a home loan for your new home purchase.

Lucinda Best

I highly recommend Lisa Holt from AAP, she was fantastic to work with when we purchased our home. She is knowledgeable, helpful, an excellent communicator and generally great to deal with. We found that she understood our situation quickly and she gave excellent advice throughout the property search process through to the final settlement.

Response from the owner: Thanks for your review Lucinda. It was Lisa's pleasure to assist you with finance for the purchase of your home.

Fai Tin

If you are in search of a new home loan or looking to refinance your existing one, then look no further! I wholeheartedly recommend Brett Robson for his exceptional professional service. Brett has been an invaluable partner throughout our journey of refinancing our home loan. He adeptly stepped into our shoes, comprehending our needs with precision. His advice and solutions were exemplary, precisely addressing our concerns regarding our home loans.Brett remained dedicated to our case from start to finish, ensuring that we could easily reach out to him whenever needed. Communication with Brett was consistently excellent. He consistently went above and beyond to address every issue and concern we had regarding our loans. We cannot express enough gratitude to him for guiding us over the finish line! We are thoroughly impressed with Brett's service and extremely content with our new loans! Thank you Brett 🙂

Response from the owner: Thank you for taking the time to give Brett Robson one of our team mortgage brokers here on the Central Coast a review. We are pleased that Brett was able to help you with refinancing your home loan. Our focus is not only providing exceptional service, it's to demonstrate that we genuinely care to ensure you get the best loan. Because we do! All the best and thanks again!

Rachel Lee

Thank you Brett for making our refinancing experience easy and quick.

Sandip Anand

Brett helped me refinance effortlessly. He made a stressful process very easy, was always available, and took me through the whole thing positively.

lauren horsnell

Brett helped us buy our first home and we had nothing but a positive experience. The process was seamless from start to finish, he got quick results for us through the pre approval to formal approval process, and sought the best possible option for our current situation in terms of banks, loans, interest rates etc. Brett was easily contactable via phone and email and always happy to help with any questions or concerns we had, and explained everything in language that we could understand. Thanks again Brett for helping us buy our first home!

Kevin Renard

Brett was great to deal with! Experience, positive attitude and flexible communication which made the process easy even from interstate. Everything we were looking for in a broker. Highly recommended.

Leslie

Recommending Lisa from AAP Finance Brokers would be an absolute privilege for me to do. For me, anything to do with finances is confusing at the best of times. When we entertained the idea to refinance our home nothing could have been more scarier and confusing. We were recommended Lisa and AAP by our accountant and I could not be more thankful for the recommendation. Lisa explained the process with great clarity from beginning to end and that is how the transaction proceeded to completion. With help from todays technology we were able to complete the refinance from our own home with meticulous organisation from Lisa. If you are looking to refinance or need a home loan , do yourself a favour and take the stress and confusion out of your life by letting Lisa organise the transaction. She will be able to give you multiple choices and can be trusted. Having someone like Lisa in your corner will take the stress out and let you enjoy the experience knowing that you have someone with great knowledge and trust running the show for you. Les Speerin

Response from the owner: Thank you Leslie for taking the time to give Lisa Holt one of our team mortgage brokers here on the Central Coast a review. We are pleased that Lisa was able to help you with refinancing your home loan and guide you through the process. Our focus is not only providing exceptional service, it's to demonstrate that we genuinely care to ensure you get the best loan. Because we do! All the best and thanks again!

Grant McNamee

Having been a client of AAP Finance for some time now, I can confidently say they are a great team to have on your side. From scoping the market to find the most suitable product & lender, to keeping you well informed every step of the way, I have found their commitment and customer service second to none. A big thank you to Tony & Lisa.

Response from the owner: Thanks Grant, we very much appreciate you being a loyal client of ours. Regards Tony

Lea Turner

Tony and Lisa were fabulous in my recent arrangement to secure finance.The entire process from our first meeting until settlement has been seamless.I highly recommend AAP Finance Brokers, I now know exactly where to go for excellent, honest and professional advice in regards to applying for finance in the future.Thank you so much Tony & Lisa 😉

Response from the owner: Thank you Lea, we very much appreciate your kind comments. All the best Tony.

Kate Beveridge

Tony was incredibly friendly, super helpful, and he or his team were always available whenever I had questions. They explained everything patiently and made the whole process stress-free. It was refreshing to work with someone so approachable and knowledgeable in the world of finance. Five stars for their excellent support and expertise!

Response from the owner: Thank you Kate for taking the time to give Tony Haworth one of our Partner's and mortgage brokers here at AAP Finance Brokers on the Central Coast a review. Our focus is not only providing exceptional service, it's to demonstrate that we genuinely care to ensure you get the best loan. Because we do! All the best and thanks again!

Jaime Beveridge

10/10 experience for us

Response from the owner: Thanks Jaime, much appreciated. Regards Tony

Vinay

Amazing service, always available and provided the best outcome for us.

Simon Gray

Anthony was a pleasure to deal with from start to finish. Always very responsive and explained everything well. Would definitely highly recommend using Anthony to anyone looking for a mortgage broker.

Response from the owner: Thank you Simon for taking the time to give Anthony Ryan one of our team mortgage brokers here on the Central Coast a review. We are pleased that Anthony was able to help you with your finance needs and guide you through the 'getting a loan' process. Our focus is not only providing exceptional service, it's to demonstrate that we genuinely care, to ensure you get the best loan. Because we do! All the best and thanks again!

Vic Phu

As a first-time homebuyer, the thought of navigating the home loan process was daunting. However, Tony and his team turned it into a manageable and even enjoyable journey. They were patient, professional, and exceptionally clear in their communications.Every question was answered, and we felt supported every step of the way. Tony's guidance was not only helpful but also made the complex process seem much more approachable.I wholeheartedly recommend Tony and his team to anyone, especially first home buyers, for their dedication and expert assistance in home buying.

Response from the owner: Thanks Vic, I just love seeing clients like you and Noor getting into your first home. Congratulations and thank you for being great clients.

Kylie Brown

Lisa has been professional, informative and responsive in a rather stressful environment of rate increases. Her personal approach to her customers is outstanding as is her advice providing her customers with the best options. She has saved me money at a much needed time. No hesitation in recommending her. Thanks Lisa

Response from the owner: Thank you Kylie for taking the time to give Lisa Holt one of our team mortgage brokers, and Partners at AAP Finance Brokers, here on the Central Coast a review. We are pleased that Lisa was able to help you with your loan requirements and guide you through the process. Our focus is not only providing exceptional service, it's to demonstrate that we genuinely care to ensure you get the best loan. Because we do! All the best and thanks again!

Tracey McKeown

We are super happy with the advice and support Brett Robson provided for us. He was lovely to work with and took time to understand our needs. He supported us and kept us fully informed throughout the refinancing process. His communication was outstanding- we are very happy with our new home loan, which is saving us money. Wish we could rate him higher- we are very happy customers and recommend him highly.

Aly Anderson

I had the pleasure of working with Brett, for our recent refinancing. I cannot express enough how impressed I am with his exceptional service, attention to detail, and his ability to secure us a significantly better interest rate, along with some extra perks.From the very beginning, Brett's expertise and knowledge in the mortgage industry were evident. He took the time to thoroughly understand our needs and financial goals, ensuring that the refinancing process would align perfectly with our expectations. His personalized approach made us feel truly valued as clients.Throughout the refinancing process, Brett's consistent communication was impressive. He provided regular updates, promptly answered all of our questions, and guided us step-by-step, ensuring we were well-informed and comfortable with each decision.Without hesitation, I highly recommend Brett to anyone seeking a mortgage broker. Thank you, Brett, for your outstanding service and for helping us secure a better financial future.

Shay Spencer

Brett Robson has been such an amazing help to us. Highly recommend!

We care, to ensure you get the best loan.

Home Loans

First home buyer or needing a loan for construction of your new home? We can deliver the best loan to suit your circumstances. We are your local professional mortgage brokers on the Central Coast NSW.

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Commercial Lending

Our commercial lending services cover a broad range of services to assist your business. These
include; buying commercial property, business mortgages, funding business growth, leasing finance, agri-business, and overdrafts.

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Meet our Mortgage Broker Team based in Erina NSW

Tony Haworth

Partner, Finance Broker

Tony brings an extensive commercial, residential and risk banking background, that commenced in 1985, and has since led him to work across 5 country’s including Australia, Cook Islands, Indonesia, Vietnam, and Hong Kong. Over this time he has undertaken several senior management regional roles for ANZ Bank that allowed him to gain valuable detailed insights into the Asian, European, and US markets. Tony is active in local tennis and is involved in volunteering his time on both the Gosford and Regional tennis committees.

Lisa Holt

Partner, Finance Broker

Lisa has over 29 years’ experience in the Real Estate Industry on the Central Coast. She has a Diploma in Business and has been a Licensed Real Estate Agent. Her extensive experience in Residential and Commercial Leasing, Office Management and Real Estate Sales is a great asset to the team. Lisa commenced with AAP Finance Brokers in October 2016 and has worked as the groups business admin manager since this time. Lisa and her family play local soccer and netball while also an active committee member for both sports.

Anthony Ryan

Partner, Finance Broker

Anthony has joined AAP Finance Brokers after over 16 years’ experience in small to medium enterprise. Anthony brings with him extensive experience in both commercial and residential lending. He is an astute property investor who is knowledgeable about Asset finance and Self-Managed Superannuation Funds. Anthony is passionate about ensuring his clients receive a tailored product that best suits their needs.

Brett Robson

Finance Broker

Brett joined AAP after a 35-year career in banking, the last 25 years of which have been based on the Central Coast where he developed a loyal following of clients from his role as a home loan manager. The last 6 years saw Brett move into business banking roles where he was looking after a portfolio of business clients as both a Business Banking and Relationship Manager. Brett has an extensive network on the Central Coast and is passionate about ensuring that his clients receive first class service.

Tania Harrison

Broker Analyst

Tania joins AAP Finance Brokers as our Broker Analyst, after a 34 Year career with ANZ Bank. She has lived on the Central Coast for over 37 years. The last 28 Years has been in the commercial banking arm of ANZ, assisting business owners with their ongoing commercial and personal finance requirements. Tania most recently specialised in Asset and Equipment finance and loves seeing customers securing new assets to assist their business needs. Tania has a passion for helping customers navigate their way through finance applications and processes.