About Us
AAP Finance Brokers, Australian owned
We still believe in ‘the human factor in finance’
AAP Finance Brokers exists because we build long-term business relationships to get the best outcomes in finance for our customers.
We are a network of equal Partners all operating under the AAP Finance Brokers Australian Credit Licence: 499241. Our team are located across NSW currently including Sydney, Central Coast NSW, Sutherland Shire, Northwest Sydney, Wollongong, Illawarra region, Bathurst, and Tamworth. Our services are accessible across Australia by individuals, sole traders, proprietary limited and corporate companies.

A brokering & finance company, led by finance experts
Our Partners have diverse and extensive experience within the corporate banking and business banking institutions, within Australia and across the Asia Pacific.
Our Brokers have fulfilled senior and executive roles in lending institutions and banks, directly managing:
Commercial
Residential lending and risk banking
Property finance
Construction lending
Emerging corporate property
Equipment leasing
At present, AAP Finance Brokers have a combined 200+ years of finance experience that provide every customer with valuable detailed insights into:
Appropriate finance solutions
Global finance markets
Business & corporate
Retail segments
Agri business
Property & merging corporate property.
Our team take a collaborative approach to the management and direction of AAP Finance Brokers. We acknowledge the value in team diversity, with the common accomplishment of extensive lending, banking, and corporate financial experience.
Each office of AAP Finance Brokers is directed by one of our locally-based Partner Brokers, so you can rest assured that regardless of which branch you do business with – you have direct access to the most experienced and senior members of our company.

Our team are located across NSW currently including: Sydney,
Central Coast NSW, Sutherland Shire, Northwest Sydney, Wollongong, Illawarra region, Bathurst, and Tamworth. Our services are accessible across Australia.
Find a mortgage broker near you
Our values

Integrity
We are dedicated to long-term benefits for you.
To achieve this we remain honest, transparent, reliable and we refuse to compromise on our ethical and legal standards.
We achieve best possible lending rates and financing products for you using our first-rate negotiating skills. We keep your future’s best-interests at heart by sharing our experience to help you make financially savvy decisions.

Caring
The experience you have working with our Brokers matters to us!
We still believe in ‘the human factor in finance’ and that means providing consistent and great service for you. It also means being professional and respectful with our valued financial networks and our team.
We take pride in our reputation, and this is achieved with attention to detail and taking ownership of issues that arise. You are in safe hands here at AAP Finance Brokers.

Leadership
Financial leadership experience counts!
All our Broker Partners have lived finance, residential, commercial, and business lending through senior executive roles for decades.
Our advantage is negotiating and empowering all stakeholders to offer their best finance products for you!

Achieve Excellence
Continually improve; peer-to-peer, company-wide & within banking networks.
Our team of finance experts help each other to improve. We are committed to constant adaptation, innovation, learning and diligence in both the service we provide you, and achieving the best possible finance solutions in collaboration with our industry networks.
AAP Finance Brokers are not owned by any major financier; therefore, we always act in your best interests. In addition to great brokering service, it is important that we improve your own financial literacy, because becoming more financially savvy will support your future.
AAP Finance Brokers are bringing financial corporate clout to communities across Australia, because we believe that everyone’s dreams and brilliant ideas deserve the best possible start!
Is it time to Refinance?
It’s worth reviewing your existing loan. We can do a free lender comparison to ensure you are getting the best deal, potentially saving you money in the process.
Thanks Steve!
Thanks Tony!
Tony assisted us with refinancing our loans which were a mix of both personal, business and commercial lending. Tony's help with navigating the complexities of these loans was invaluable and his tenacity in achieving a great outcome for us quite remarkable. I have also really enjoyed our time working together as he is just a great guy to deal with. I would highly recommend AAP to anyone; I cannot speak highly enough.
Thank you, Tony and team!
I can't say enough good things about our experience with Tony at AAP Finance Brokers. As first-time homebuyers, we were a bit overwhelmed, but Tony made the entire mortgage process smooth and stress-free. From the very beginning, he was incredibly knowledgeable, patient, and easy to work with.
Tony took the time to explain everything in detail, answering all our questions and guiding us through each step. We really felt supported throughout the entire journey. Thanks to Tony, we are now proud homeowners!
If you're looking for a mortgage broker who genuinely cares about their clients, look no further. Highly recommend!
This was my first time using a finance broker and my experience with Steve has restored my faith in the finace sector.
He was very professional , knowledgeable and helpful, explaining my best options to make my vision a success.
I strongly recommend using Steve at AAP Finance Brokers Illawarra.
My wife loved Tony's thoughts of why reduce the mortgage when you have been successful so far - Borrow more I say -
Thanks Tony
Cheers Ian and Melissa
Thanks for everything
Chris and Steve
A positive experience!
Brett remained dedicated to our case from start to finish, ensuring that we could easily reach out to him whenever needed. Communication with Brett was consistently excellent. He consistently went above and beyond to address every issue and concern we had regarding our loans. We cannot express enough gratitude to him for guiding us over the finish line! We are thoroughly impressed with Brett's service and extremely content with our new loans! Thank you Brett 🙂
The entire process from our first meeting until settlement has been seamless.
I highly recommend AAP Finance Brokers, I now know exactly where to go for excellent, honest and professional advice in regards to applying for finance in the future.
Thank you so much Tony & Lisa 😉
After starting the process to initially refinance and pull out equity with our existing lender back in feb, our business banker kept changing the goal posts. Frustrated I emailed Steve. He called me that afternoon and discussed our needs. Before we knew it the application had been submitted and approved with another lender. A very happy customer and highly recommend as a broker!
He was professional, knowledgable and eager to see me achieve my goals.
Drawing on his years of experience he was able to secure a loan that was well suited to the objectives we discussed.
Glen was easily contactable and kept me updated throughout the entire process, from application until settlement.
I would highly recommend Glen and the team at AAP Finance Brokers to anyone.
I look forward to working with him in the future.
Many thanks Glen!!!
His unique skill set and knowledge from working over 30 years in banking and finance helped clarify any questions or queries that we had.
I highly recommend Glen for anyone looking for a home loan broker that is informative, responsive and approachable. 5 stars all the way!
From the outset Glen was professional and prompt in his responses and follow ups. Our loan criteria wasn’t exactly straight forward but he made it so easy for us.
When we found a property we liked we ran into some delays from a preferred lender, but Glen had plan B ready to go and got just as good a deal over the line in a couple of days with a new lender.
Will use again and will recommend to friends and family!
If you're seeking a reliable and skilled mortgage broker, Steven is undoubtedly the one to trust .
Thank you Mitch for helping us purchase our first home.
Mitch responses quickly, is reliable, knowledgeable & was able to point us in the right direction in many different ways for buying our first home.
We could not have purchased our home with without his expertise.
Mitch is also a really nice man.
Thank you Mitch, I would highly recommend him to anyone.
5 stars! ⭐️
Thank you
Keahana & Brandon
Steve demonstrated unparalleled professionalism and expertise throughout the entire journey. He took the time to understand our financial goals, preferences, and unique circumstances. With his extensive knowledge of the market and loan options, he presented us with a range of suitable choices tailored to our specific needs.
Thanks to Steve’s expertise, we successfully secured our second home loan, and we couldn't be happier with the outcome. He truly exceeded our expectations in every aspect of their service. We are grateful for his unwavering support, professionalism, and integrity.
Thank you once again for everything you have done for us!
Being self-employed always proves to be a challenge however AAP went above and beyond to ensure my needs were met.
They are a standout choice for anyone seeking a mortgage. I wholeheartedly recommend them to anyone looking to navigate the complexities of finding the right mortgage with confidence and peace of mind.
Thank you AAP
He has even had success getting SMSF loans approved or refinanced when others have avoided them in the past.
I always recommend my clients talk to Steve when thonking about applying for a loan.
Ian and Danni, Bellambi NSW
He has a lot of banks in his arsenal to chose from which he will find the best deal for your circumstances. Not only a good broker he is a good upfront bloke. I highly recommend you give him a go.
Happy to recommend Steve ( and have already done so on several occasions) and look forward to having Steve continue to help us . Jenny and Theo
Thank you again 😊
Natalie
Great personal service 😀
He made everything easy to understand from house hunting through contracts and than settlement, Steve has excellent communication and reply times and was always happy to answer any questions we had.
Going through AAP was all around a fantastic experience.
Not only was a great competitive rate achieved, the service was friendly and professional.
Building is a stressful process with lots of ups, downs and curve balls thrown in along the way, having Glen look after the financing of our build in such a personalised way (he was only ever a phone call of email away) removed any stress about this element of our project.
We could not recommend Glen any more highly.

60+ Lenders

200 years of shared Banking & Finance experience

2,000+ Products to choose from



















































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