You can’t argue your credit history with a Computer

Did you know that most of the Australian and major International banks use credit scoring to assess your loans and credit cards?  A credit score is a numerical expression based on a level analysis of a person’s credit files and usually assessed by a computer. However some lenders use a credit person to assess your loan and this is seen as a point of service differentiation because you can argue with a loan assessor if they don’t approve your loan.