What’s the difference between an investment loan and an ordinary home loan?
Most of the same types of home loans and loan features apply for investors as for owner occupiers. Some...0
Can I use equity in my home as a deposit for an investment property?
Many an investor has started out by utilising the equity of their own home. Banks will usually accept equity...
What is negative gearing?
This is when the cost of owning a property is higher than the income it produces. If the rent...
How much money can I borrow?
We’re all unique when it comes to our finances and borrowing needs. Get an estimate on how much you...
How do I choose the loan that’s right for me?
Our guides to loan types and features (links) will help you learn about the main options available. There are...
How much do I need for a deposit?
Usually between 5% – 10% of the value of a property, which you pay when signing a Contract of...
How much will regular repayments be?
Go to our Repayment Calculator for an estimate. Because there so many different loan products, some with lower introductory...
How often do I make home loan repayments — weekly, fortnightly or monthly?
Most lenders offer flexible repayment options to suit your pay cycle. Aim for weekly or fortnightly repayments, instead of...
What fees/costs should I budget for?
There are a number of fees involved when buying a property. To avoid any surprises, the list below sets...