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What’s the difference between an investment loan and an ordinary home loan?
Most of the same types of home loans and loan features apply for investors as for owner occupiers. Some...
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Can I use equity in my home as a deposit for an investment property?
Many an investor has started out by utilising the equity of their own home. Banks will usually accept equity...
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What is negative gearing?
This is when the cost of owning a property is higher than the income it produces. If the rent...
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How much money can I borrow?
We’re all unique when it comes to our finances and borrowing needs. Get an estimate on how much you...
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How do I choose the loan that’s right for me?
Our guides to loan types and features (links) will help you learn about the main options available. There are...
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How much do I need for a deposit?
Usually between 5% – 10% of the value of a property, which you pay when signing a Contract of...
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How much will regular repayments be?
Go to our Repayment Calculator for an estimate. Because there so many different loan products, some with lower introductory...
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How often do I make home loan repayments — weekly, fortnightly or monthly?
Most lenders offer flexible repayment options to suit your pay cycle. Aim for weekly or fortnightly repayments, instead of...
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What fees/costs should I budget for?
There are a number of fees involved when buying a property. To avoid any surprises, the list below sets...
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