Add certainty to your budget

With interest rates at historical lows, and some fixed rates below the variable rate, particularly for 1 & 2 year terms it is now time to start thinking about locking in. Fixed rates bring certainty to both repayments and a budget plan. Some lenders are offering up to 90 days for a free rate lock. Remember also that some fixed rates are cheaper through packages then standalone loans. AAP can help you through this process.